Once logged in, select the “Health Savings Account” tab from the left sidebar. There, you’ll see:

• An “Account Summary” section showing your plan year, amount paid, and current balance.
• A “Recent Transactions” section showing transactions from the past 30 days. You can select “view all transactions” to view all account activity, including deposits, debit card settlements, and interest payments.

If you pay for an HSA-eligible expense with a source of payment other than your Beniversal Card, you can reimburse yourself with HSA funds.

1. Click on the “Health Savings Account” tab.
2. From the “I want to…” drop down menu on the right-hand side of the page, click “Reimburse Myself.”
3. You will be prompted to enter the amount of your request. If you haven’t already linked your personal bank account to your Health Savings Account, click the “Link Account” link and follow the necessary steps.
4. Once your bank account has been successfully linked, you can enter the expense information (amount; expense date) to request reimbursement. If you would like to link receipts or add a note for your records, it will be available if you should ever need it in the future.

If you overfunded your account by contributing more than the IRS annual contribution limit, you can withdraw funds to avoid IRS tax penalties.

1. Click on the “Health Savings Account” tab.
2. From the “I want to…” drop down menu on the right-hand side of the page, click “Reimburse Myself.”
3. You will be prompted to enter the excess contribution amount. If you haven’t already linked your personal bank account to your Health Savings Account, click the “Link Account” link and follow the necessary steps.
4. Once your bank account has been successfully linked, you can enter the excess contribution amount, change the “Category” listed to “Correction“, and select the appropriate “Tax Year” that the correction should be applied to. 

Note: Any HSA corrections, including disbursements to correct excess contributions, must be completed by the tax filing deadline of April 15th following the tax year. This deadline is not affected by any submission to extend the tax filing deadline. Learn more

If you’ve used HSA funds for unqualified items or services, you may be subject to an audit by the IRS and required to redeposit the amount spent. Here’s what you need to do to correct it. 

Step 1: Deposit funds to reimburse unqualified expenses

1. Click on the “Health Savings Account” tab.
2. From the “I want to…” drop down menu on the right-hand side of the page, click “Reimburse Myself.”
3. You will be prompted to enter the unqualified expense amount. If you haven’t already linked your personal bank account to your Health Savings Account, click the “Link Account” link and follow the necessary steps.
4. Once your bank account has been successfully linked, you can enter the unqualified expense amount, change the “Category” listed to “Reimbursement Correction“, and select the appropriate “Tax Year” that the correction should be applied to. 

Step 2: Recategorize the unqualified transaction

1. Click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Member Portal. 
2. Find the unqualified transaction under “Transactions.”
3. Update the transaction category to “Unqualified Expense.”
4. Enter the amount spent on unqualified expenses.
5. Complete the remaining required details and submit.

Click the arrow next to “Health Savings Account” on the HSA Member Portal “Wallet” page (homepage/dashboard). Then, click the eye icon to view your account number. You’ll also find it within your monthly statements.

Account statements will be available on a monthly basis. To access them, click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Member Portal. Once there, select “Profile” from the left menu. From the sub-menu, select “Statements.” All statements are available as a PDF for download by clicking the “View” button to the right of the item you are interested in accessing. 

HSA tax documents are generated based on the type of activity you have in your account in a given year. Access your documents by clicking on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Member Portal.

Once there, select “Profile” from the left menu. From the sub-menu, select “Tax Forms.” All tax forms are available as a PDF for download by clicking the “View” button to the right of the item you are interested in accessing. Tax documents you might find there include:

• 1099-SA: You may receive one or more forms if funds were withdrawn from your HSA. A separate form is created for each withdrawal (or distribution) type and may include normal distributions, excess contributions, disability, death distribution, and prohibited transactions.
• 5498-SA: You may receive one form if funds were deposited into your HSA for a given tax year. It reports contributions made in the calendar year, contributions made for the prior year in the current year, rollover contributions, and fair market value of the HSA. A preliminary report is available by January 31 for the prior year. A final copy is provided between April 15 and May 31 to capture any contributions made in the current year for the prior year.

Tax reporting note: If you do not have any deposits or withdrawals in your account in a given tax year, you will not receive any tax documents. In addition to your tax forms, any pre-tax contributions made through your employer will be reported on the W-2 from your employer.

Like many retirement-based accounts, HSAs allow the owner of the account to set up a beneficiary who would receive the HSA funds upon their death. To set a beneficiary for your account funds, click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Member Portal.

Once there, select “Profile” from the left menu. From the sub-menu, select “Beneficiaries”. Then just select the “Add Beneficiary” button and complete the information requested. 

If you are looking to move HSA funds from a prior HSA to your BRI/Inspira HSA, you can complete either an “HSA Transfer” or an “HSA Rollover.” The rules and limitations for each are specific, so it is important to understand the differences between these options in order to decide which path works for you. Download our Transfer vs. Rollover Comparison Flyer to learn more about which may be right for you depending on your situation. 

TO REQUEST AN HSA TRANSFER (FORMALLY KNOWN AS AN HSA TRUSTEE-TO-TRUSTEE TRANSFER):

• Complete the “HSA Transfer Form” and send it to the PRIOR HSA CUSTODIAN. A pre-populated HSA Transfer Form can be accessed in your account through BRIWEB. Or, click here to download a blank one.
• Use this option if you intend to: (1) Close the HSA, (2) Send all HSA assets, (3) Have invested HSA funds that will need to be liquidated or transferred, (4) Have already completed an HSA Rollover in the last 12-months.

TO REQUEST AN HSA ROLLOVER:

1. Login to BRIWEB and click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Make a Deposit.”
2. Link your bank account. When setting up your linked bank account, you will have the option to immediately link the account through an integration with Plaid. If your bank is not available in the search or if you prefer, you can link your account by entering the routing number and bank account number. If you use this option, two small deposits will be made to the account and you will need to verify the amounts before the account is linked. This may take up to 2-3 days to complete.
   • To pull funds from the prior HSA and have them directly deposited to your BRI/Inspira HSA, you will need to set-up your prior HSA as your linked bank account.
   • If you received a check from your prior custodian, you can deposit the funds into a personal account and use that personal account as your linked bank account.
3. Return to the “Make a Deposit” screen once your bank account is linked. When scheduling your HSA rollover, you will need to enter the amount and category. If you would like to enter a note for your records, you may do so. Click “Review and Deposit.” Funds are typically moved within 2-3 business days.

If an HSA rollover is marked as a “New Contribution,” it will count toward your annual HSA contribution limit. To prevent overfunding penalties (exceeding the IRS annual limit), make sure to update the transaction.

1. Click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Member Portal.
2. Locate the “New Contribution” in question under “Transactions.”
3. Change the transaction category to “Rollover (Limit 1 per tax year).”
4. Complete the remaining required details and submit.

Tax Reporting Note: The updated information will appear on the final forms issued at the beginning of April. If no corrections are needed, you can file your taxes at any time.

1. Login to BRIWEB and click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA”.
2. Once you’ve been redirected to the HSA Member Portal, select “Invest” from the quick actions in the upper right corner. If you are looking to create an investment account for the first time, you will be walked through the investment account set-up wizard. Click “Start Investing” to get started. Upon completion, you will receive immediate confirmation that your investment account has been created.
3. You will be brought to the “Investment Dashboard”. You can invest in 1000+ stocks, mutual funds, and ETFs curated by Morningstar Investment Management. There are no investment minimums. To get started, begin typing the name or symbol of the investment. Once you have identified an investment, you will be presented with further information and have the option to BUY.

Get an overview of how to invest your HSA in the next section.

Investments are: Not FDIC Insured • May Lose Value • Not Bank Guaranteed