What if I am disabled?
If it is determined by the Social Security Administration (SSA) that you were disabled within the first 60 days of COBRA coverage 29th month for yourself and covered dependents. The premium for the disabled Qualified Beneficiary can be increased to 150%.
How long can I continue coverage?
As an employee, the coverage for yourself and covered dependents can be continued for 18 months for termination or reduction of hours. Covered dependents can continue coverage for 36 months as a result of divorce or legal separation, cessation of dependent status, employee entitlement of Medicare or employee death.
How long do I have to be covered under the company insurance before I (or my covered dependents) are eligible for COBRA?
As long as you were covered on the day prior to the Qualifying Event, you are eligible for COBRA.
What is a Qualifying Event?
Common events include: termination of employment, reduction of hours, divorce or legal separation, cessation of dependent status, employee death, failure to return from FMLA or certain employer bankruptcy.
