Find details on the HSA 2022 contribution limits for individuals and families and HDHP requirements here!
Note: If you are age 55 or older, you can continue to make an additional $1,000 catch-up contribution.
For employers and individuals currently in a plan set at or near the minimum deductible limits, you will need to make adjustments to ensure your plan remains HSA eligible.
Details for HSA 2022 Contribution Limits & HDHP Requirements
Most items are set to increase — items that did not change from 2021 to 2022 will be marked with an asterisk (*).
Individual/Self-coverage:
- HSA contribution limit for 2022: $3,650 (up from $3,600)
- HDHP minimum deductible: $1,400*
- HDHP maximum out of pocket: $7,050 (up from $7,000)
Family Coverage:
- HSA contribution limit for 2022: $7,300 (up from $7,200)
- HDHP Minimum deductible: $2,800*
- HDHP Maximum out-of-pocket: $14,100 (up from $14,000)
Still learning about HSAs? Check out these tips for how to manage your HSA (and other pre-tax accounts) and how to track your funds!